OnTrajectory - Financial Calculator

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Trajectory End Age Traj. End Age

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Progress & Projected Progress Tomorrow’s Dollar View Spending View Liquid Asset View Show Items / Ranges Show Legend Show Debt Chart Tooltip

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Average % Growth Trajectory

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Trajectory End Balance: Adjust Growth % Adjust from age:

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Income
Expenses & Debt Expenses
Accounts, Assets & Taxes Accounts
Analysis Results

	Rels	Income Name	Annual Amount	% Tax	Growth Override %		Start Age	End Age	Edit Columns Growth override	X		nameObject	itemProperties

ID	Rels	Expense Name	Amount	Spending Type	Growth Override %		Start Age	End Age	Edit Columns Growth override	X		Expense Group	nameObject	itemProperties

ID	Rels	Account Name	Growth %	Starting Balance	Contrib./YR.	Tax %	Start age	End age	OT Calculated Balance	X	Actual Account Progress	contribJSON	taxJSON	nameObjectJSON	itemPropertiesJSON	Edit Columns Contributions per year Tax %	Actual Balance
								Totals

Monte Carlo
Historical

Scenario notes

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Year

1986

0

250000

Savings

Enter a rough estimate of your total savings. Include your bank accounts, investments, and retirement. Exclude the value of your primary residence.

0

250000

Income

Enter your annual gross income (before taxes)

0

15000

Savings

Enter how much money you save each month, including savings for retirement.

Name

Birth Year

Retirement Age

Start Date

Marital Status

Single Married

Analysis Settings apply only to Historical / Monte Carlo Analysis which are run through the Views menu located in the top toolbar. For more information, see Guide 9. Monte Carlo & Historical Analysis

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Asset Type Ratio

Stocks % Bonds % Cash %

Monte Carlo Analysis

Data From Data To

Historical Analysis

Data From: Data To:

Centralized Tax Rates:

Taxes set centrally using the Default Account (top account on Accounts & Taxes tab). Rates applied universally to Income and Account Gains.

NOTE: Applies only to RATES, not to tax-handling options such as "tax-deferred", "tax-annual," or "dividend yield", which are always set at the Account level.

Non-Centralized Tax Rates:

Taxes set on each Income/Account item individually.

NOTE: This option is NOT typically used.

Tax rate	Single	Married filing jointly
10%	to	to
12%	to	to
22%	to	to
24%	to	to
32%	to	to
35%	to	to
37%	or more	or more

Tax rate	Single	Married filing jointly
0%	to	to
15%	to	to
20%	or more	or more

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Savings Rate
My FI Number
Years to FI

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Total Savings: $2,222

Net Income: $8,888

Savings Rate: 22.2%

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Savings Rate: ?.?%

Expenses x 25 = My FI Number: $??

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Savings Rate: ?.?%

My FI Number: $?.?

Years to FI: ?.?

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What year were you born? What year was your child born? How much are you saving each month towards college? Public or Private Institution? What is your current income? How much are you saving each month? How much do you have saved? How much do you have saved for college? What is your FIRE number? Inflation % spike to test? How long will inflation spike last

Please answer the following question(s) so we can chart your financial future:

Single Married

What is your current income? How much are you saving each month? What year were you born? What is your current income? How much are you saving each month (not including collegesavings)? How much do you have saved (not including college savings)?

Income Tab

Enter your income including, if applicable, child support, spousal support, pensions, and Social Security.

Expenses Tab

Based on your income and monthly savings, we estimate your expenses.Correct them and enter any costs we haven't considered.

Accounts Tab

Here is where to list the things you own: savings, investments, retirement accounts, real estate, and significant collections.

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When Were You Born?

How much have you saved so far?

Savings

What is your annual income?

Income

How much do you save each month?

Savings

Settings

User-Interface Options
(universal across scenarios)

Alerts & Warnings

Savings, Debt & Inflation Options

U.S. Retirement Plan Rules

Default Values & Symbols

Centralized Vs. Non-centralized Tax

2024 Income Tax Rates

2024 Capital Gains Tax Rates

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