Stress Test (Available in Unlimited Plan)
On Trajectory now offers 3 different types of stress tests where you can view how your On Trajectory balances are impacted by different market events.
The stress test feature can be found under the Strategies drop-down menu located on the gray Assumptions bar.
3 different types of stress tests are available:
- Bear Market
- Bull Market
- Inflation
Bear Market/Bull Market:
Either stress test using the default value of -20%/+20% or enter a customized percentage. Then enter the start year and duration of how long you would like the market performance to last. You can also choose to have the test impact OT Calculated Balances or Actual Account Progress
Inflation:
Either stress test using the default value of 6% or enter a customized percentage. Then enter the start year and duration of how long you would like the inflation to last. As with the other two stress tests, you can also choose to have the test impact OT Calculated Balances or Actual Account Progress.
Make sure to enable the toggle to ‘On’ and enter ‘Save’ if you make any changes to the values. As you enable each stress test, the chart will update with the impact of that test.
